Business Financing and Capital Management

Structuring how your Turkish company raises and manages capital

Growing a company in Turkey usually requires more than a single loan application: it can mean combining bank credit, credit-guarantee-backed facilities, private investor capital and internal capital restructuring. FTurkey supports founders and company managers who need help mapping these options and coordinating the process with banks, financial advisors and prospective investors. FTurkey is not a bank, a licensed investment firm or a broker-dealer, and does not lend money, manage investor funds or guarantee that any financing will be secured. If your need is limited to preparing documentation for a single loan or credit product, FTurkey's dedicated credit application consulting service may be a better fit.

Reviewing financing options for your stage and sector

Within an agreed written scope, FTurkey can review your company's financials, sector and growth plans and help you understand which financing routes are typically available: commercial bank loans, loans partly backed by the Credit Guarantee Fund (Kredi Garanti Fonu, KGF) for eligible SMEs, equipment or working-capital financing, and private capital from angel investors or venture funds. Eligibility criteria, guarantee limits and lending appetite are set independently by each bank, guarantee institution or investor, not by FTurkey, and can change without notice.

Coordinating introductions to lenders and investors

FTurkey can help prepare the materials a bank or investor typically expects — financial statements, cash-flow projections, a business plan summary — and coordinate introductions to banks and, where relevant, angel investors or investor networks active in Turkey. FTurkey does not commit any lender's or investor's capital, does not negotiate on your behalf unless explicitly agreed in writing, and cannot influence a bank's credit committee or an investor's independent decision. Term sheets, valuations and investment conditions are negotiated directly between you and the counterparty.

Capital increase and internal financial structuring

For companies planning a capital increase (sermaye artırımı), bringing in a new shareholder, or reorganising internal financial reporting to support a financing round, FTurkey can coordinate with your accountant, financial advisor and, where a capital increase involves formal registration, the relevant trade registry process. FTurkey does not itself perform statutory accounting, auditing or notarial procedures; these remain the responsibility of your certified public accountant (mali müşavir), auditor or notary as applicable, and are coordinated as separate, licensed functions.

Ongoing financial management support

Where agreed in the written scope, FTurkey can help set up recurring reporting routines, cash-flow monitoring templates and coordination checkpoints with your finance team or external accountant, so that financing decisions are based on current figures. This support is organisational and coordinative; it does not replace statutory bookkeeping, tax filings or audited financial statements, which remain your accountant's and auditor's responsibility.

Understand the cost and request a proposal

The scope and duration of this work depend on your company's size, sector, the type of financing sought and whether investor introductions are involved. Request a quote describing your company, financing goal and timeline, and FTurkey can propose a written scope covering the coordination and preparation support available for your situation.